Evaluating performance and taxes

Investing isn't just what you earn—it's what you keep that matters. We can help you build wealth over the long term, while helping to protect your earnings from taxes.

• Portfolio performance
• Tax-saving strategies

Jump to Section

Please select Portfolio performance Tax-saving strategies

loading

We help minimize your taxes to maximize your bottom line.

No matter how well your portfolio performs, you still have to pay taxes. See how our tax strategies can help you save more of your money—from that first deposit to retirement.

• 1 / 6 When you invest with us

  We recommend the combination of accounts—which are all taxed differently—that may be best for you.

• 2 / 6 When we build your portfolio

  We use exchange-traded funds (ETFs), which are generally more tax-efficient and lower-cost than mutual funds.

• 3 / 6 When you make a deposit

  We organize assets across your accounts to get you the best overall tax treatment.

• 4 / 6 When the market goes up

  We rebalance your portfolio using new deposits and dividends, instead of selling assets (which can cost you in taxes).

• 5 / 6 When the market goes down

  We sell losing investments to offset taxes owed on future gains. Known as tax-loss harvesting, it’s a tool you can use to lower taxes at the end of the year.

• 6 / 6 When you start withdrawing

  Once you reach your goal, we show the tax impact of taking withdrawals and try to sell assets in the most tax-efficient manner.

Be invested.